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Can I get a Motability Scheme car?

The Motability Scheme is the UK’s leading car, scooter and powered wheelchair scheme, enabling people to get mobile by exchanging their mobility allowance to lease a new vehicle. 

Motability Scheme customers simply exchange all, or part of their mobility allowance, to lease an affordable, new car. Customers can enjoy worry-free motoring as they have the freedom and reassurance of a new car with none of the worries associated with buying and running an older one.

The Scheme is available to those who receive the Higher Rate Mobility Component of the Disability Living Allowance, the Enhanced Rate of the Mobility Component of Personal Independence Payment, War Pensioners’ Mobility Supplement or the Armed Forces Independence Payment. Recipients can exchange their weekly mobility allowance to lease a new vehicle of their choice. To be eligible, recipients will need to have at least 12 months or more of their allowance award remaining and they can also apply on behalf of a child aged three or over who receives a relevant allowance. Over 600,000 customers currently use the Motability Scheme to keep them mobile.

Row of motability scheme cars

Whichever car customers choose, the worry-free package includes insurance, breakdown assistance, servicing, MOT, tyre replacement and windscreen repair. The Motability Scheme allows up to three named drivers, who can be the customer, their friends, family or carers.

It’s easy to search the full range of cars available on the Motability Scheme website. The online search tool allows customers to search by a number of different options according to their needs. Customers can even create a shortlist and compare up to four of their favourite cars side by side, with the option to then arrange test drives in their chosen vehicles with one of the 5,000 Motability dealerships across the country.

There are three pricing options available for those looking to lease a car through the Motability Scheme: 

1)    Cars that cost less than your mobility allowance – these cars are available to lease at a fixed weekly amount for the whole of the agreement, meaning that the remainder of the allowance, including any increases, will be paid directly to the customer by the Department for Work and Pensions (DWP). 

2)    Cars that cost all of your mobility allowance – customers simply pay all of their weekly mobility allowance, including any annual increases from the DWP, to lease their car through the Scheme. 

3)    Cars that cost all of your mobility allowance, plus an Advance Payment – customers can increase their choice of cars by paying a non-refundable payment upfront, known as the Advance Payment. This covers the difference between the allowance amount and the total cost of the lease. 

The Motability Scheme doesn’t just offer cars. There are also options for Wheelchair Accessible Vehicles (WAVs), adaptations, scooters and powered wheelchairs. There’s a wide selection of WAVs available through the Scheme including small, medium and large, as well as ‘Nearly New’ WAVs, to cover a range of accessibility needs.

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